Privacy Policy
Last updated: March 2026
At Retire-Map, we take your privacy seriously. This policy explains how we collect, use, and protect your information when you use our platform.
Retire-Map is developed and operated by BML Strategy Ltd, a UK-registered company.
1. Who We Are
Retire-Map (www.retire-map.com) is a service provided by:
- BML Strategy Ltd
- Registered in the United Kingdom
- Trading as: Retire-Map
- Email: privacy@retire-map.com
2. Information We Collect
We collect information in three situations:
- When you use calculators without an account: year of birth (or age range), gender, country, wealth and other inputs you provide to generate results; limited technical data (IP address, device/browser info) for security and rate-limiting.
- When you create and use an account: email address, login and verification events (including a trusted-device identifier), your saved scenarios/preferences, and your consent choices for cookies/analytics/ads.
- Payments and subscriptions: metadata from Stripe such as customer ID, subscription ID, price ID, status, and billing period end. We do not store full card numbers on our servers.
If you don’t provide certain information (e.g., email for an account), we may not be able to provide the requested features such as saving scenarios or managing subscriptions.
3. Cookies and Similar Tracking Technologies
We use essential cookies for security and core functionality (for example, login, CSRF protection, trusted device checks). Non-essential tracking is off by default and only enabled after consent.
Optional categories include:
- Analytics: privacy-first analytics help us understand how the site is used so we can improve it.
- Performance diagnostics: anonymous performance/error telemetry helps us identify errors and improve reliability.
- Marketing: Ad measurement/personalisation tags help us measure the effectiveness of our marketing and show you more relevant ads on other sites.
See our Cookie Policy for details and reopen your preferences at any time via Preferences.
4. How We Use Your Information
- To provide the service: run requested calculations, operate your account/dashboard, and manage subscriptions/billing.
- To improve the product (optional): analytics and diagnostics help us identify issues and improve features.
- Marketing (optional): If you enable marketing cookies, we and our partners may measure campaign effectiveness and help limit repeated ads and improve ad relevance.
- Security and abuse prevention: rate-limiting, fraud/abuse detection, and account protection.
5. Legal Bases (GDPR / UK GDPR)
- Contract: to provide the services you request.
- Consent: analytics, diagnostics, and marketing tags/cookies.
- Legitimate interests: service security, fraud prevention, and operational communications.
- Legal obligations: tax/accounting record-keeping.
If you’re unhappy with how we handle your personal data, please contact us first and we will try to resolve it. You also have the right to lodge a complaint with the UK Information Commissioner’s Office (ICO). If you’re located outside the UK, you may also have the right to complain to your local data protection authority.
6. Data Retention
- Calculator inputs (no account): retained as needed to deliver results and protect the service; aggregated/anonymised statistics may be kept longer.
- Accounts and dashboard data: retained while your account is active unless deletion is requested.
- Subscription and billing records: retained as required by law.
- Optional analytics/marketing data: retained per provider settings and legal requirements.
7. Sharing and Service Providers
We do not sell your personal data. We share your information only where necessary, and in the following situations:
- Service providers (processors): We use trusted providers to help us operate Retire-Map (for example, payments, hosting, email delivery, and analytics/diagnostics where enabled). These providers may process personal data on our behalf under contractual safeguards.
- Specialist introductions (only when you ask us to): If you request an introduction to a specialist or partner, we will share the information needed to connect you (typically your name and contact details and a brief summary of your request). We will only do this with your explicit consent at the point of request.
- Co-marketing with partners (opt-in only): From time to time, we may run joint webinars, events or guides with partners. If you register for one of these, you may be given the option to hear from both Retire-Map and the partner. We will only share your details with a partner for their marketing if you explicitly opt in.
- Marketing partners (optional): If you enable marketing cookies, marketing partners may receive limited device/browser information to measure campaign performance and help show more relevant ads on other sites. You can control this via Preferences.
- Legal and safety: We may share information where required to comply with law, enforce our terms, or protect Retire-Map, our users, or others from fraud or abuse.
We apply data minimisation and appropriate safeguards when sharing information.
8. Marketing Emails and Partner Communications
- Retire-Map newsletter: sent only if you opt in, and you can unsubscribe at any time.
- Partner sharing: we do not share your mailing list details with partners by default.
- Future partner offers: if we introduce partner co-marketing that involves sharing your details, we will request explicit opt-in consent before any sharing occurs.
We do not share your details with partners for their marketing unless you explicitly opt in.
9. International Transfers
Your data may be processed outside the UK/EU by some providers. Where applicable, we rely on safeguards such as adequacy decisions and Standard Contractual Clauses.
10. Security Measures
- Encryption in transit
- Secure cloud infrastructure (Microsoft Azure)
- Access controls for authorized personnel only
11. Your Rights
Depending on your location, you may have rights to request access, correction, deletion, restriction, or objection regarding your personal data.
You can withdraw tracking consent at any time through Preferences.
12. Contact Us
If you have questions about this policy or data use:
- Email: privacy@retire-map.com
- Website: www.retire-map.com
- BML Strategy Ltd (trading as Retire-Map). Registered in England & Wales. Company No. 16547549. Registered Office: 124 City Road, London, EC1V 2NX.