Scenario playbook: full emigration vs split-living decision

Use this when your shortlist is strong, but the real decision is whether to relocate fully or keep a home-country base.

Who this scenario is for

  • People deciding between a clean full move and a two-home split-living model.
  • Households where tax timing, healthcare continuity, and family-distance logistics all materially matter.
  • Anyone who wants to test resilience before committing to one pathway.

Decision frame

  • Full emigration: cleaner long-term base, bigger residency and system transition.
  • Split living: more flexibility, but potential friction from dual admin and travel load.

Step-by-step

  1. Use the Viability Map to confirm your baseline destination set before choosing a pathway.
  2. In Advanced Maps & Timelines, run one full-emigration scenario and one split-living scenario with realistic two-home and travel assumptions.
  3. Use country guides and comparisons to challenge assumptions on tax/admin friction, healthcare continuity, and residency burden.
  4. Decide which pathway holds up better when healthcare needs, family obligations, or travel frequency change.

High-impact checks

  • Tax timing around pension drawdown and residency switch.
  • Healthcare continuity if major treatment is needed.
  • Travel burden and cost to stay connected with family.

Escalation trigger points

  • Your split-living scenario only works with narrow tax assumptions.
  • Your visa plan depends on repeated renewals with limited fallback options.
  • Your healthcare plan changes materially if one partner's needs increase.

Checklist progression when you are ready to go deeper

  1. Country Fit Profile: test whether the destination still fits once full vs split assumptions are applied.
  2. Retirement Dossier: prepare evidence and key assumptions for specialist/advisor conversations.
  3. Standard Migration: execute once a single pathway is chosen.
Open checklists library

What this playbook does and does not do

  • Does: help you compare two relocation pathways with clearer trade-offs and trigger points.
  • Does not: replace destination-specific legal, tax, immigration, or regulated financial advice.

Compare both pathways now

Build one full-emigration scenario and one split-living scenario, then compare trade-offs side by side.

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